Rotary Club of Fernandina Beach
Club 4360, District 6970

Ron Heymann of Davis Capital Management Speaks to the Club

 
 
Recently, the Fernandina Beach Rotary Club enjoyed hearing from one of its own -- Ron Heymann, a Certified Financial Planner with Davis Capital Management. Heymann, who titled his presentation "Financial planning in 20 minutes or less," first dispelled what he said was a common myth: Programs like Social Security and Medicare or a pension are adequate financial resources to get us through retirement, so we don't need to invest our money. Heymann said everyone should have a financial plan, whether to help address a specific financial situation or to encompass lifetime goals. He then outlined key elements everyone should implement in their financial planning: Look closely at your budget to see where your money is going; determine what your financial goals will be in five to 10 years and beyond; and, decide what you are willing to do to achieve those financial goals.